Interactive Tool

NonQM Loan Finder

Answer 6 quick questions about your borrower and get matched to the right NonQM program — with key guidelines and a direct path to submit the scenario.

Question 1 of 6

Step 1 of 6

What is the property occupancy?

This determines which income qualification paths and CLTV limits apply.

Step 2 of 6

How does the borrower document income?

This is the single biggest driver of which NonQM program fits.

Step 3 of 6

What is the borrower's credit score?

Use the middle score of the primary borrower.

Step 4 of 6

What is the approximate loan amount?

This affects which product tiers and CLTV limits apply.

Step 5 of 6

Any recent credit events?

Select the most recent event if multiple apply.

Step 6 of 6

What type of transaction is this?

Last question — this determines which product family applies.

Your Match

Program Match

Based on your answers, here are the best-fit programs.

Ready to price this scenario?

Submit the file and get same-day pricing from Nate directly.

Submit a Scenario

↻ Start over with a new borrower